TD Bank Personal Loan
TD Bank
Est. APR
8.99–23.99%
Amount
CA$5k–CA$50k
12–84 month terms
This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.
PersonalPick your reason. We'll show you the best options — rates, terms, and lenders compared.
Same-day funding, bad credit options, payday alternatives
Mortgages, home equity, renovation financing, refinance
New and used auto loans, refinancing, bad credit car finance
SBA loans, lines of credit, startup funding, business expansion
TD Bank
Est. APR
8.99–23.99%
Amount
CA$5k–CA$50k
12–84 month terms
This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.
PersonalEst. APR
—
Amount
Up to CA$10
4–12 month terms
This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.
Credit BuildergoPeer
Est. APR
8.99–34.99%
Amount
CA$1k–CA$35k
36–60 month terms
This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.
Personal
Desjardins
Est. APR
6.95–12.95%
Amount
CA$500–CA$50k
12–60 month terms
This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.
Personal
National Bank of Canada
Est. APR
7.95–14.95%
Amount
CA$2k–CA$50k
12–60 month terms
This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.
PersonalEst. APR
8.99–22.99%
Amount
CA$2k–CA$35k
12–60 month terms
This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.
Personal
Scotiabank
Est. APR
6.0–10.0%
Amount
CA$5k–CA$75k
12–60 month terms
Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.
Personal
Coast Capital Savings
Est. APR
7.99–14.99%
Amount
CA$1k–CA$50k
12–60 month terms
This loan is ideal for individuals in British Columbia seeking a flexible, fee-free banking experience.
Personal
Meridian Credit Union
Est. APR
7.49–12.99%
Amount
CA$1k–CA$50k
12–60 month terms
This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.
PersonalEst. APR
9.0–10.0%
Amount
CA$3k–CA$200k
12–60 month terms
This loan is best for individuals looking to consolidate debt or finance significant purchases without collateral, thanks to its high limit and varied terms.
Personal
Fairstone
Est. APR
29.99–34.99%
Amount
CA$500–CA$50k
6–120 month terms
Best for those who need quick access to unsecured funds and prefer both online and in-branch support.
Personal
Spring Financial
Est. APR
9.99–34.95%
Amount
CA$300–CA$35k
12–60 month terms
This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with fast funding.
Personal
Fora Credit
Est. APR
19.9–34.9%
Amount
CA$1k–CA$15k
12–100 month terms
This product is best for individuals seeking quick access to funds with a straightforward online application process.
Personal
Tangerine
Est. APR
7.45–12.45%
Amount
CA$1k–CA$50k
12–60 month terms
This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.
Personal
LendDirect
Est. APR
19.9–46.93%
Amount
CA$500–CA$25k
6–60 month terms
This service is best for borrowers needing fast approvals and flexible eligibility criteria.
Personal
Mogo
Est. APR
9.9–46.96%
Amount
CA$500–CA$35k
6–60 month terms
This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.
Personal
Fig Financial
Est. APR
8.99–29.49%
Amount
CA$2k–CA$35k
24–84 month terms
This loan is best for individuals with a building credit tier seeking longer loan terms of up to seven years.
Personal
RBC Royal Bank
Est. APR
9.0–13.0%
Amount
CA$5k–CA$50k
12–60 month terms
This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.
Personal