Black Horse Car Finance
Black Horse
Est. APR
4.9–19.9%
Amount
£4k–£100k
12–60 month terms
It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.
AutoWhat do you need the money for?
Pick your reason. We'll show you the best options — rates, terms, and lenders compared.
Emergency & Fast Cash
Same-day funding, bad credit options, payday alternatives
Compare options →
Home & Renovation
Mortgages, home equity, renovation financing, refinance
Compare options →
Auto Financing
New and used auto loans, refinancing, bad credit car finance
Compare options →
Business Financing
SBA loans, lines of credit, startup funding, business expansion
Compare options →
Soft-check prequalification
Updated daily
No obligation
Recently added
Hitachi Personal Finance Home Improvement Loan
Novuna (Hitachi)
Est. APR
4.9–14.9%
Amount
£1k–£25k
12–120 month terms
Homeowners planning renovations who want to spread cost over a longer period.
Mortgage
Lending Stream Short-Term Loan
Lending Stream
Est. APR
99.9–1333.0%
Amount
£50–£1.5k
3–6 month terms
People locked out of mainstream lending who need a small emergency sum quickly.
Tide Business Loans
Tide
Est. APR
9.9%
Amount
£2k–£150k
1–36 month terms
Best for small businesses seeking fast access to capital.
Business
Starling Bank Personal Loan
Starling Bank
Est. APR
8.9–24.9%
Amount
£500–£5k
3–36 month terms
Starling customers who need a small, short-term loan with no paperwork.
Personal
CarFinance 247
CarFinance 247
Est. APR
8.9–47.0%
Amount
£1k–£50k
12–60 month terms
This service is best for those who need fast financing for a vehicle and have a clear repayment plan.
Auto
Funding Circle Business Loans
Funding Circle
Est. APR
6.9–29.9%
Amount
£10k–£500k
72–72 month terms
It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.
Business
Barclays Personal Loan
Barclays
Est. APR
6.1–21.9%
Amount
£1k–£50k
12–60 month terms
Existing Barclays customers who want a straightforward loan with quick approval.
Personal
Close Brothers Motor Finance
Close Brothers Motor Finance
Est. APR
5.9–24.9%
Amount
£4k–£100k
12–60 month terms
This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.
Auto
iwoca Business Loans
iwoca
Est. APR
18.0–49.9%
Amount
£1k–£500k
1–24 month terms
These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.
Business
Santander Personal Loan
Santander
Est. APR
5.3–21.9%
Amount
£1k–£25k
12–60 month terms
Existing Santander 1-2-3 World customers who want to keep banking under one roof.
Personal
Moneybarn Car Finance for Poor Credit
Moneybarn
Est. APR
12.9–69.9%
Amount
£3k–£25k
24–60 month terms
Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.
Auto
Monzo Loan
Monzo
Est. APR
5.1–30.5%
Amount
£500–£25k
3–60 month terms
Existing Monzo users who want money in their account within minutes, not days.
Personal
MotoNovo Finance
MotoNovo Finance
Est. APR
5.9–24.9%
Amount
£4k–£75k
12–60 month terms
Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.
Auto
Tesco Bank Personal Loans
Tesco Bank
Est. APR
6.0–19.9%
Amount
£1k–£35k
12–84 month terms
Best suited for Tesco customers looking to earn Clubcard points while borrowing, with flexible repayment options.
Personal
Oodle Car Finance
Oodle Car Finance
Est. APR
7.9–29.9%
Amount
£3k–£50k
24–60 month terms
This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.
Auto
Virgin Money Personal Loans
Virgin Money
Est. APR
5.1–29.9%
Amount
£1k–£25k
12–60 month terms
These loans are best suited for individuals seeking a straightforward, online application process with no early repayment charges.
Personal
Zuto Car Finance
Zuto
Est. APR
8.9–49.9%
Amount
£1k–£75k
24–60 month terms
Best suited for UK residents looking for competitive rates on car loans with access to various lenders.
Auto
Bamboo Personal Loan
Bamboo
Est. APR
9.9–69.9%
Amount
£1k–£8k
12–60 month terms
Borrowers with poor or thin credit who've been declined by mainstream banks.
Personal
Post Office Personal Loan
Post Office
Est. APR
5.6–19.9%
Amount
£1k–£25k
12–60 month terms
Borrowers who want a competitive rate from a trusted (if unexpected) brand.
PersonalLatest from the blog
Post Office Personal Loan: Fair Rates, Fast Funding
A solid choice for good credit borrowers needing up to £25K quickly.
Lending Stream Short-Term Loan: A Last Resort Option
With APRs from 99.9% to a staggering 1271%, Lending Stream is only for emergencies. Borrow up to £1,500, but be wary of the high costs.
Halifax Personal Loan: Reliable Rates, Few Surprises
Halifax offers personal loans with APRs from 3.9% to 24.9%. Ideal for UK residents with high credit scores seeking up to £50,000.