Pick your reason. We'll show you the best options — rates, terms, and lenders compared.
Same-day funding, bad credit options, payday alternatives
Mortgages, home equity, renovation financing, refinance
New and used auto loans, refinancing, bad credit car finance
SBA loans, lines of credit, startup funding, business expansion
American Express
Est. APR
—
Amount
$2k–$250k
1–18 month terms
This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.
BusinessEst. APR
6.75–15.0%
Amount
$15k–$750k
60–360 month terms
This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.
Mortgage
PenFed Credit Union
Est. APR
4.14–17.99%
Amount
$500–$100k
12–84 month terms
This loan is best for US residents looking for quick approval and a low starting APR for car financing.
Auto
Laurel Road
Est. APR
4.49–8.89%
Amount
$5k–$300k
60–240 month terms
Healthcare professionals (doctors, nurses, dentists) refinancing student loans
Student
SoFi
Est. APR
7.74–35.49%
Amount
$5k–$100k
24–84 month terms
This loan is best for borrowers looking for larger amounts, ranging from $5,000 to $100,000, without the burden of origination fees or prepayment penalties.
Personal
Discover
Est. APR
7.99–24.99%
Amount
$2.5k–$40k
36–84 month terms
These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.
Consolidation
Rocket Mortgage
Est. APR
6.17–6.5%
Amount
$50k–$3M
180–360 month terms
It's ideal for tech-savvy borrowers looking for a fast, fully digital mortgage application process.
Mortgage
CarMax Auto Finance
Est. APR
5.49–27.99%
Amount
$2k–$75k
36–72 month terms
This service is best for those looking to finance a used car purchase conveniently through CarMax's extensive inventory.
Auto
Sallie Mae
Est. APR
2.99–16.38%
Amount
$1k–$200k
60–180 month terms
These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.
Student
Wells Fargo
Est. APR
6.74–24.49%
Amount
$3k–$100k
12–84 month terms
Existing Wells Fargo customers with a credit score of 660 or higher who need flexible loan amounts.
Personal
Wells Fargo
Est. APR
5.74–19.99%
Amount
$3k–$100k
12–84 month terms
Existing Wells Fargo customers with good credit and large debt consolidation needs ($25K+)
Consolidation
Spring EQ
Est. APR
8.5–11.5%
Amount
$25k–$500k
60–360 month terms
This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.
Mortgage
LightStream (Truist)
Est. APR
6.49–25.39%
Amount
$5k–$100k
24–84 month terms
This service is best for borrowers with good credit looking for no-fee, low-interest auto loans ranging from $5,000 to $100,000.
AutoEst. APR
4.86–8.44%
Amount
$10k–$300k
60–240 month terms
Borrowers with good credit (680+) refinancing $10,000+ in student loans who value personalized service
Student
Upgrade
Est. APR
7.74–35.99%
Amount
$1k–$50k
24–84 month terms
This service is ideal for those looking to consolidate debt or finance larger purchases without prepayment penalties.
Personal
Marcus by Goldman Sachs
Est. APR
6.99–24.99%
Amount
$3.5k–$40k
36–72 month terms
Borrowers with good credit who want a truly fee-free debt consolidation loan
Consolidation
FourLeaf Federal Credit Union
Est. APR
5.99–7.5%
Amount
$10k–$500k
60–240 month terms
This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.
Mortgage
myAutoloan
Est. APR
3.99–24.99%
Amount
$8k–$100k
24–84 month terms
Individuals with good credit looking for on auto loans between $8,000 and $100,000.
AutoEst. APR
4.24–10.37%
Amount
$5k–$1000.0k
60–240 month terms
This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.
Student
Happy Money
Est. APR
7.95–35.99%
Amount
$5k–$40k
24–60 month terms
This loan is best for individuals with a credit score of 640 or higher who are seeking to simplify their payments and save on interest.
PersonalNetCredit offers personal loans up to $10,000 with APRs starting at 34%. Quick approval but costly for long-term borrowing.
Explore personal loans with rates as low as 6.49% APR this August. Compare features, fees, and approval times to find the best fit for your needs.
Explore debt consolidation loans with rates from 5.96%, fast approvals, and flexible terms. Ideal picks for different credit profiles.
