Est. APR
36–60%
Amount
R4k–R8k
1–6 month terms
This loan is best for individuals needing urgent financial assistance with a manageable repayment plan.
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Pick your reason. We'll show you the best options — rates, terms, and lenders compared.
Emergency & Fast Cash
Same-day funding, bad credit options, payday alternatives
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Home & Renovation
Mortgages, home equity, renovation financing, refinance
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Auto Financing
New and used auto loans, refinancing, bad credit car finance
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Business Financing
SBA loans, lines of credit, startup funding, business expansion
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Recently added
Standard Bank Personal Loan
Standard Bank
Est. APR
12.25–29.25%
Amount
R2k–R300k
6–72 month terms
This loan is best for individuals with a good credit rating looking for a substantial amount with extended repayment periods.
Personal
Finance27 Short-Term Loan
Finance27
Est. APR
36.0–38%
Amount
R1k–R7.2k
2–2 month terms
This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.
Capfin Personal Loan
Capfin
Est. APR
21.0–27.75%
Amount
R1k–R50k
1–24 month terms
This loan is best for individuals seeking immediate cash for personal expenses and who may have lower credit ratings.
Personal
Est. APR
36.0–60.0%
Amount
R500–R8k
This loan is best for individuals facing immediate financial needs who can repay within 90 days.
Absa Personal Loan
Absa
Est. APR
12.0–27.75%
Amount
R2k–R300k
6–72 month terms
This loan is best for individuals with a high credit rating looking for manageable repayment terms.
Personal
Mulah Short-Term Loan
Mulah
Est. APR
36.0–60.0%
Amount
R500–R8k
This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.
Finbond Mutual Bank Personal Loan
Finbond Mutual Bank
Est. APR
21.0–27.75%
Amount
R500–R25k
1–24 month terms
Ideal for individuals seeking short-term financial solutions with flexible repayment options.
Personal
Wonga Short-Term Loan
Wonga
Est. APR
36.0–60.0%
Amount
R500–R8k
1–6 month terms
This loan is best for individuals needing immediate funds, especially for unexpected expenses.
Nedbank Personal Loan
Nedbank
Est. APR
10.25–27.75%
Amount
R2k–R300k
6–72 month terms
This loan is best for individuals looking for affordable borrowing options up to R400,000 with an established bank and a reliable rewards system.
Personal
FNB Personal Loan with eBucks Rewards
FNB (First National Bank)
Est. APR
12.0–27.75%
Amount
R1k–R300k
6–72 month terms
This loan is best for individuals with strong credit profiles looking for flexibility in loan terms and the added benefit of rewards.
Personal
RCS Personal Loan
RCS Financial Services
Est. APR
15.0–27.75%
Amount
R1k–R100k
6–60 month terms
Sanlam Credit Solutions Personal Loan
Sanlam Credit Solutions
Est. APR
15.0–27.29%
Amount
R2k–R200k
6–60 month terms
Ideal for individuals looking for substantial loan amounts with the possibility of insurance-backed options.
Personal
Fasta Personal Loan
Fasta
Est. APR
24.0–27.75%
Amount
R500–R8k
1–6 month terms
This loan is best for individuals needing quick access to funds with a flexible repayment structure.
Personal
FinChoice Personal Loan
FinChoice
Est. APR
27.0–27.75%
Amount
R500–R50k
1–36 month terms
This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.
Personal
DirectAxis Personal Loan
DirectAxis
Est. APR
15.0–27.75%
Amount
R2k–R250k
6–72 month terms
This loan is best for individuals seeking a fixed-rate personal loan with flexibility in loan amounts and repayment terms.
Personal
Letsatsi Finance Personal Loan
Letsatsi Finance
Est. APR
24.0–27.75%
Amount
R500–R8k
1–6 month terms
This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.
Personal
TymeBank Personal Loan
TymeBank
Est. APR
15.0–27.75%
Amount
R500–R100k
3–36 month terms
This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.
Personal
Old Mutual Personal Loan
Old Mutual
Est. APR
15.0–28.0%
Amount
R5k–R200k
12–60 month terms
This loan is best for individuals with a high credit tier looking for affordable and transparent borrowing solutions.
Personal
Bayport Personal Loan for Government Employees
Bayport Financial Services
Est. APR
18.0–27.75%
Amount
R2k–R250k
6–60 month terms
This loan is best for government workers and pensioners looking for hassle-free access to funds with automatic deductions from their salaries.
Personal